Offices and Surgeries Insurance
Offices are a part and parcel of everyday life and surgeries are equally familiar to most of us.
Yet these locations are inevitably at risk from the unsavoury attentions of people such as burglars and vandals. The risks they face from disasters such as flooding and storms also can’t be overlooked.
Furthermore, as your place of work, they may constitute additional financial risk for you in other respects, such as that arising from public liability claims should someone be injured on your premises.
At Marsh Down Insurance Brokers, we have a policy specifically designed to cover you against the risks to your office or surgery premises.
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Just a sample of some of the major benefits of our product include:
- all risks including accidental damage;
- combined package available, including things such as damage to glass, theft of keys, loss of money, personal accident, rent/lease payments cover, business interruption, employers’ liability, public & products liability and legal expenses;
- large no claims bonus available;
- multi location policies available;
- cost-effective prices.
Our policies typically provide*:
- quotes for risks up to £10m insured at any one location;
- public & products liability £2m;
- buildings cover;
- theft by employees;
*Some of the cover may be optional and customisable to your individual circumstances. For example, a doctor’s surgery may have significantly different cover level requirements to that of a shipping office.
This is only a very short summary of elements of the total cover available.
Whatever the nature of your office premises, there is a very good chance that you have significant capital sums invested in it directly or indirectly.
The risks associated with having people on your premises have also already been touched on and cannot be overstated.
Some elements of insurance, such as employers’ liability cover, may be mandatory in some situations. Having other forms of cover may be only sensible though, particularly considering that one day your insurance policy might be all that stands between you and financial disaster.
Our mission is to help you understand your options and ultimately to secure cover that you believe to be appropriate and an excellent cost-effective solution for managing your risks.
Through our expertise in office and surgery insurance, we are confident in our ability to help you do so.
We would welcome the chance to prove our capabilities to you through an informal and entirely non-committal discussion.