Landlord and Letting Insurance

If you own a building or property and rent this out to either a private tenant or tenants or you rent the building to a business. Or if you are a member of a management company or management association looking for property or buildings or flats insurance. You will be able to purchase a property owners insurance policy. This policy may also be called a buildings insurance policy or a let property insurance policy or a commercial property insurance policy.

Most insurance companies offer a property owners policy or buildings insurance package insurance policy. A property owners policy is also suitable for blocks of flats where a management company, owned by the individual occupiers of the flats needs to arrange a block of flats insurance policy

A Landlords policy, whether a commercial or residential policy, can include cover for:-

• Buildings
  
  
• Glass
  
  
• Landlords contents
  
  
• Contents of common parts (i.e. communal hallways)
  
  
• Loss of rental income
  
  
• Employers liability
  
  
• Products Liability
  
  
• Public liability.